At Catalyst Wealth Advisory, we take a holistic view of retirement planning, addressing all key aspects through our ITEMS framework. 

  • Income strategies to ensure steady cash flow,
  • Tax optimization
  • Estate planning to protect your legacy,
  • Medicare navigation for healthcare, and
  • Social Security maximization to enhance benefits. 

 

We are especially passionate about helping clients overcome income planning obstacles posed by sequence of returns risk, employing our Hybrid Engine methodology—much like a hybrid vehicle seamlessly switches to battery power for smooth operation when fuel efficiency is needed, we draw from safe, stable assets during market downturns to preserve your growth-oriented investments and maintain consistent income without forced selling at lows. 

Furthermore, we evaluate every investment opportunity through our GILD lens, balancing

  • Growth potential for long-term appreciation,
  • Income generation for peace of mind,
  • Liquidity for emergencies, and
  • Defense to safeguard against volatility, ensuring your portfolio is robust and aligned with your unique goals.